Medical expenses are the costs of diagnosis, cure, mitigation, treatment, or prevention of
disease, and the costs for treatments affecting any part or function of the body. These
expenses include payments for legal medical services rendered by physicians, surgeons,
dentists, and other medical practitioners. They include the costs of equipment,
supplies, and diagnostic devices needed for these purposes.
Medical care expenses must be primarily to alleviate or prevent a physical or mental defect
or illness. They do not include expenses that are merely beneficial to general health, such
as vitamins or a vacation.
Medical expenses include the premiums you pay for insurance that covers the expenses of
medical care, and the amounts you pay for transportation to get medical care. Medical
expenses also include amounts paid for qualified long-term care services and limited
amounts paid for any qualified long-term care insurance contract.